Stock Profit/Loss

Introduction to the Stock Profit/Loss Calculator

The Stock Profit/Loss Calculator computes net trading returns using the formula Net P&L = (Sell Price - Buy Price) x Quantity - Brokerage - STT - GST - Exchange Fees - SEBI Charges - Stamp Duty - Capital Gains Tax. It supports intraday, delivery, F&O, and currency segments on NSE and BSE.

Indian retail investors and traders need this tool because the gap between gross and net returns is significant after brokerage, Securities Transaction Tax, GST on brokerage, exchange transaction charges, SEBI turnover fees, and stamp duty. A trader booking a Rs 10,000 gross profit on Reliance might actually take home Rs 8,500 after all deductions.

Enter buy price, sell price, quantity, segment (delivery, intraday, futures, options), and your broker (Zerodha, Groww, Upstox, Angel One, ICICI Direct). The calculator returns gross P&L, all itemized charges, capital gains tax (15 percent STCG or 12.5 percent LTCG post-Budget 2024), and final net profit or loss with percentage return.

Who Should Use This Stock Profit/Loss Calculator

Intraday traders in Mumbai scalping Nifty 50 stocks on Zerodha Kite who need quick break-even price calculations including all charges. Long-term delivery investors in Bengaluru selling 100 shares of Infosys after 3 years and computing LTCG tax at 12.5 percent above Rs 1.25 lakh exemption. F&O traders in Delhi calculating premium decay and exit P&L on Bank Nifty weekly options with STT of 0.0625 percent on sell side. New investors in Pune learning that a 5 percent gross gain on a Rs 50,000 trade barely beats break-even after all costs. CA tax consultants in Chennai verifying clients' capital gains computations for ITR filings.

Tips for Stock Trading Returns

Smart Stock Trading Tips

Hold for 12+ months for LTCG. Equity gains above Rs 1.25 lakh in a year attract 12.5 percent LTCG, while sells before 12 months face 20 percent STCG post-Budget 2024.

Choose discount brokers wisely. Zerodha, Groww, and Upstox charge Rs 20 or 0.03 percent per trade flat fees versus 0.5 percent at full-service brokers, saving thousands annually.

Account for stamp duty by state. Maharashtra charges 0.005 percent on delivery, Karnataka 0.015 percent, factor your state's rate into break-even calculations.

Set realistic break-even targets. Intraday round trips need 0.1 to 0.15 percent move just to cover charges, so don't enter trades unless expecting 0.5 percent minimum movement.

Track tax-loss harvesting. Booking losing positions before March 31 lets you offset gains and carry forward losses 8 years, reducing your tax liability significantly.

Formula Explanation

Core Stock P&L Formula

Net P&L = ((Sell - Buy) x Qty) - Total Charges - Capital Gains Tax

Where:

• Total Charges = Brokerage + STT (0.1 percent delivery, 0.025 percent intraday) + GST (18 percent of brokerage) + Exchange fees + SEBI fees + Stamp duty
• • Capital Gains Tax = 20 percent STCG (sold within 12 months) or 12.5 percent LTCG above Rs 1.25 lakh annual exemption
• • Buy/Sell = price per share in rupees
• • Qty = total shares traded

Example: Buy 100 Reliance at Rs 2,500, sell at Rs 2,600 = Rs 10,000 gross - Rs 230 charges - Rs 1,954 STCG = Rs 7,816 net (78 percent of gross).

Stock P&L Quick Reference Table

Buy (Rs)	Sell (Rs)	Qty	Gross P&L	Net P&L Delivery STCG
100	110	50	500	350
500	525	100	2,500	1,800
1,000	1,100	200	20,000	15,580
2,500	2,750	100	25,000	19,496
5,000	5,500	50	25,000	19,496
10,000	11,000	25	25,000	19,496

Real-World Example

Example: Rahul's Infosys Trade in Hyderabad

Meet Rahul, a 29-year-old IT consultant from Hyderabad. He bought 200 Infosys shares at Rs 1,400 in January 2024 and sold them at Rs 1,650 in February 2025 after holding 13 months, qualifying for LTCG taxation.

Step 1: Gross profit = (1650 - 1400) x 200 = Rs 50,000. Step 2: Charges on Zerodha: Brokerage Rs 0 (delivery free), STT Rs 330, exchange Rs 8.85, GST Rs 0, stamp duty Rs 14 = Rs 353 total charges. Step 3: LTCG = 12.5 percent of (50,000 - 1,25,000 exemption) = Rs 0 since gain under exemption limit.

Result: Rahul keeps Rs 49,647 of the Rs 50,000 gross profit, a 99.3 percent retention rate. His effective annualized return on the Rs 2.8 lakh investment is 17.6 percent post-tax, beating most fixed deposits.

Frequently Asked Questions About Stock Profit/Loss

Stock trading returns prompt common questions about taxation, brokerage choices, and capital gains rules. The FAQs below address the difference between STCG and LTCG with post-Budget 2024 rate changes, how stamp duty varies by Indian state, intraday vs delivery tax treatment, the impact of GST and SEBI charges on small trades, and tax-loss harvesting before March 31 fiscal year-end.