Terms of Service

Last updated: 21 May 2026.

These Terms of Service govern your use of the AllSmartCalculators website at allsmartcalculators.com (the Site) and the free online calculators we offer there. By using the Site you agree to these Terms. If you do not agree, please stop using the Site.

Who We Are

AllSmartCalculators is operated from India by an individual editor and developer team. You can reach us at allsmartcalculators@gmail.com for any question, complaint or correction request.

Acceptable Use

You may use the calculators for personal, educational or professional reference. You agree not to: try to break, scrape, overload or hack the Site; copy our content for republishing on other websites or apps without written permission; use any tool here for unlawful purposes; or misrepresent results from our calculators as official advice from RBI, SEBI, the Income Tax Department or any other authority.

We may rate-limit, block or restrict access if we believe an IP or user is using the Site in a way that harms other users or our infrastructure.

Intellectual Property

All content on the Site (calculator code, formulas as expressed in our interface, written articles, tips sections, examples, design and brand name AllSmartCalculators) is owned by us or our licensors and protected under Indian and international copyright law. The underlying mathematical formulas are public knowledge, but our specific arrangement, wording, examples and code are not.

You may share a link to any calculator freely. You may quote short extracts under 100 words with a clear link back to the original page. For longer use, please write to us.

No Professional Advice

The calculators on this Site provide estimates for educational purposes only. They are not a substitute for advice from a chartered accountant, SEBI-registered investment advisor, doctor, lawyer, civil engineer or any other licensed professional. Always cross-check important decisions with a qualified expert.

Third-Party Content and Ads

The Site displays ads through Google AdSense, which keeps the calculators free. We do not control what specific ads are shown to you. Clicking an ad takes you to a third-party site governed by its own terms and privacy policy.

Some pages link to government portals (RBI, GSTN, Income Tax), educational sites and news articles. We are not responsible for the content, accuracy or availability of those external sites.

Disclaimers

The Site and its calculators are provided on an as-is and as-available basis. We do not warrant that the calculators will be uninterrupted, error-free, or that results will be 100 percent accurate for every input. Rates can change between our last update and your use.

Limitation of Liability

To the maximum extent permitted by law, AllSmartCalculators and its team are not liable for any loss, damage, missed gain, tax penalty, medical outcome or other consequence arising from your use of the Site or reliance on any calculator result.

Privacy

Your use of the Site is also governed by our Privacy Policy, which explains what data we collect and how we handle it.

Changes to These Terms

We may update these Terms from time to time. The Last updated date at the top shows when changes were made. Material changes will be highlighted on the Site for at least 14 days.

Governing Law

These Terms are governed by the laws of India. Any dispute will be subject to the exclusive jurisdiction of the courts in Delhi, India.

Contact

For any term-related question, write to allsmartcalculators@gmail.com.